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How to Invest 1 Crore for Maximum Returns Investment vs Best Investment vs Smart Investment

How to Invest 1 Crore for Maximum Returns  Investment vs Best Investment vs Smart Investment
Choudry Mujahid Yasin ( CMY )
Choudry Mujahid Yasin ( CMY )

The Ultimate Guide to Smart Real Estate Investment: How to Invest 1 Crore for Maximum Returns

In the world of Real Estate Investment, many investors face the risk of fraud and loss of hard-earned capital due to lack of knowledge. However, the real estate sector itself is a highly profitable and clean industry when approached correctly. To succeed, one must distinguish between three types of strategies: Investment, Best Investment, and Smart Investment.

Understanding On-Ground vs. Off-Ground Reality The most critical rule for a secure Real Estate Investment is to prioritize on-ground properties. Even if an on-ground property costs slightly more, the security and immediate possession it offers far outweigh the risks of off-ground files.

Three Levels of Property Investment

  1. Basic Investment: Typically seen in rural or village settings, an investor might buy a 5 to 10 marla house for 1 Crore. While stable, the rental yield is low, often ranging between 20,000 to 35,000 Rupees monthly.

  2. Best Investment: This involves buying luxury 3-marla double-story houses in developed housing societies. This strategy increases monthly rental income to approximately 35,000 to 50,000 Rupees.

  3. Smart Investment: This is the pinnacle of Real Estate Investment. By placing 1 Crore into commercial high-rise properties or shops in premium locations like Bahria Town, investors can generate a massive 1 Lakh Rupees monthly rent. This represents a 1% monthly and up to 12% annual rental yield.

Benefits of Smart Commercial Investment Smart investors benefit from LDA-approved files, legal ownership, and rental agreements. Furthermore, these properties offer annual capital appreciation and, in some cases, a buy-back guarantee from developers. For those seeking a halal, high-return, and liquid asset, smart commercial property is the superior choice.

Tags: Real Estate Investment, Property Investment Pakistan, Best Rental Income, Bahria Town Commercial, 1 Crore Investment Plan.



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رئیل اسٹیٹ انویسٹمنٹ گائیڈ: ایک کروڑ روپے کہاں لگائیں؟

رئیل اسٹیٹ کے شعبے میں سرمایہ کاری کرتے وقت اکثر لوگ دھوکہ دہی کا شکار ہو جاتے ہیں، لیکن حقیقت میں یہ ایک منافع بخش اور پاکیزہ شعبہ ہے۔ کامیاب رئیل اسٹیٹ انویسٹمنٹ کے لیے تین طریقوں کو سمجھنا ضروری ہے: سادہ سرمایہ کاری، بہتر سرمایہ کاری، اور اسمارٹ سرمایہ کاری۔

ہمیشہ ایسی جگہ سرمایہ کاری کریں جو “آن گراؤنڈ” ہو، یعنی زمین موجود ہو۔ گاؤں دیہات میں ایک کروڑ روپے کا گھر لینے سے ماہانہ کرایہ 20 سے 35 ہزار ملتا ہے۔ اگر یہی پیسہ کسی اچھی سوسائٹی میں 3 مرلہ گھر پر لگایا جائے تو کرایہ 50 ہزار تک جا سکتا ہے۔

لیکن سب سے بہترین “اسمارٹ انویسٹمنٹ” ہے۔ اگر آپ ایک کروڑ روپے کسی کمرشل ہائی رائز بلڈنگ یا دکان میں لگاتے ہیں، تو آپ ماہانہ 1 لاکھ روپے تک کرایہ حاصل کر سکتے ہیں۔ اس میں سالانہ قیمت بھی بڑھتی ہے اور ایل ڈی اے سے منظور شدہ فائل اور ملکیت بھی ملتی ہے۔ اگر آپ حلال اور زیادہ منافع چاہتے ہیں تو کمرشل پراپرٹی میں اسمارٹ سرمایہ کاری کریں

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